globalization-and-me

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摘要:IntheUnitedStates,theoveralllivingcosthasbeensignificantlyincreased.Thesecostsincludemedicalexpenses,housingcosts,transportationandeducationexpenses,etc.Taketheeducationexpenseasanexample.Today,itisnormalthatahighyouthunemploymentrateisreleasedbygovernmentindevelopedcountriesorseriousstructuralunemploymenttakesplaceinemergingeconomies.Bothproblemsneedtobesolvedbylife-longeducationmechanism.Astherearemoreandmorestudentsgoingtocollege,studentloandebtistheonlyformofconsumerdebtthathasgrownsincethepeakofconsumerdebtin2008.Nearlyonethirdoftheborrowersinrepaymentaredelinquentonstudentdebt.Figure1Asanimmigrantstudent,Iknowthatsomeofmyclassmateshavetoborrowthousandsofdollarsinstudentloan

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